Quick online application
No upfront or ongoing fees
Cash possible in minutes of approval*
Repayments might be lower than you think
Pay off your balance in equal instalments
Redraw and credit limit increase available#
With no upfront fees, no monthly fee and no annual fee, our smart loans are designed to work for you. See our comparison graph below, Wallet Wizard is up to 76% cheaper than other lenders, making your repayments more affordable.
![]() |
+Nimble is a small amount credit contract. Wallet Wizard is a continuing credit contract. The comparison is true only for the example given and assumes no default. A comparison based on different terms, fees, amounts, and other lenders may produce a different result. The comparison was made with data available at www.nimble.com.au on 1 September 2025.
For over 10 years, our award-winning loan product has helped hundreds of thousands of Aussies with fast cash loans.
“I have needed the help of Wallet Wizard twice and both times they have come through for me. Their process is quick and their customer service is professional and friendly.”
4 Sept 2024
“Wallet wizards loans are fantastic they are quick & easy with low repayments & you have the opportunity to redraw if your in need of a lil extra to catch up on other bills.”
27 June 2024
“Very happy – Wallet Wizard has been able to help me through when I needed some cash to breath through bills etc.. it was easy to apply and easy to redraw on my account. Am very happy and definitely recommend to others.”
2 Oct 2024
“Application process was smooth and easy. No complicated questions. Funds were deposited to my account quickly. I could not be happier. Thanks for rescuing me Wallet Wizard when i needed help the most.”
19 June 2025
“These guys have been great and have helped me find some stability and also back up funds if ever needed. They tailored my repayments to suit my ability to repay and were more than helpful to find positive outcomes whatever my situation. Thank you Wallet Wizard”
20 December 2024
“The experience with wallet wizard was fantastic, I’ve previously used these guys before and decided to use them once again I highly recommend them, the experience was quick and easy.”
20 November 2024
With the Wallet Wizard App, you can manage everything in one place. View and accept contracts, check your account details, track application status, upload documents, and see when you’re eligible for a redraw or credit limit increase, all from your mobile device.
Funds will be put into your account within minutes, 24 hours a day, subject to your bank supporting Osko payments. (including weekends and Public Holidays). To see if your bank supports Osko, click here.
You don’t need to worry about a thing. We’ll set-up automatic repayments either weekly, fortnightly or monthly by direct debit that coincide with your pay cycle. The money will come out of your bank account on the day that repayments are due.
You can also make additional repayments whenever you want to pay off your balance faster.
There are no nasty surprises. Check out our costs here. Everything is laid out in your contract so you’ll always know exactly what to expect.