How our Smart Loan works
Fast application and quick decisions
$500-$8000
Credit limits from $500 up to $8000.
Ongoing access to credit
Ongoing fast access to your available credit, once you’re eligible you can apply to access your available credit via the Member’s Area for a quick decision.
Tailored to suit you
Repayments that match your financial situation, debited to match your pay cycle to make things even easier.
Apply for your fast Smart Loan in 3 easy steps
1
Complete a fast easy online application
- Fill out a simple form that tells us about your income and other financial details.
- Use our automated service to supply us with your bank statements instantly!
- All applications are subject to responsible lending criteria.
2
Watch our clever loan engine work its magic
- Sit back and relax while our clever loan engine checks your credentials.
- Let it work out your credit limit and a maximum repayment amount that suits you.
- Read and review your contract (you'll be amazed at how fast we are!).
3
Get your money nice and quick (woop woop!)
- If approved your money will be transferred into your bank account within 1 hour of contract acceptance (if you accept your contract online before 2:30pm Sydney time on a business day). Outside business hours, it may take longer and your funds will be deposited first thing the next business day.
