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How our Smart Loan works

Fast application and quick decisions
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Credit limits from $500 up to $5000

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Ongoing fast access to your available credit, so as you pay off your outstanding balance you can top up your cash quickly and easily

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Repayments that match your financial situation, debited to match your pay cycle to make things even easier

Apply for your fast Smart Loan in 3 easy steps

1.

Complete a fast easy online application

  • Fill out a simple form that tells us about your income and other financial details.
  • Use our automated service to supply us with your bank statements instantly! (optional)
2.

Watch our clever loan engine work its magic

  • Sit back and relax while our clever loan engine checks your credentials.
  • Let it work out your credit limit and a maximum repayment amount that suits you.
  • Read and review your contract (you'll be amazed at how fast we are!).
3.

Get your money nice and quick (woop woop!)

  • Receive your cash within 60 minutes of approval if you've accepted your contract before 2:30pm Sydney time on a business day (or receive your cash the next business day if accepted after 2:30pm Sydney time).

Questions?

We’ll help you get your Smart Loan today!


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