
Quick online application
No upfront or ongoing fees
Cash possible in minutes of approval*
Repayments might be lower than you think
Pay off your balance in equal instalments
Redraw and credit limit increase available#
With no upfront fees, no monthly fee and no annual fee, the Wallet Wizard smart loan offers cash up to $8,000 and is designed to work for you. See our comparison graph below, Wallet Wizard is up to 76% cheaper than other lenders, making your repayments more affordable.
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+Nimble is a small amount credit contract. Wallet Wizard is a continuing credit contract. The comparison is true only for the example given and assumes no default. A comparison based on different terms, fees, amounts, and other lenders may produce a different result. The comparison was made with data available at www.nimble.com.au on 19 October 2026.
For over 10 years, our award-winning loan product has helped hundreds of thousands of Aussies with fast cash loans.
“Wallet Wizard really helps if you are strapped for cash and an unexpected bill arrives, or some emergency arises or a sudden plane trip on your days off work ( cough* Me) . Always helpful and easy to redraw cash and they deposit it within 24hrs into your account.”
15 Oct 2026

“Fast and reliable, this is why i keep the app for moments where you need cash without the drama. Wallet Wizard never fails to deliver! Thanks again!”
10 Oct 2026

“Helpful customer service personnel. Easy and quick navigation through money redraw application. Transfer of funds was fast.”
24 Sep 2026

“I was treated respectfully and super quick response with my enquiry, thank you heaps wallet wizard.”
19 Sep 2026

“Great experience signing on. A friendly staff member rang me to discuss my application in detail and was very helpful. The experience was great and would recommend Wallet Wizard wholeheartedly.”
08 Aug 2026

“I love wallet wizard. They made things so easy. Having difficulties with pending bills plus kids sudden expenses or emergency needs piling up, with wallet wizard, they never make it complicated. Its very straight forward and won’t deny you help without doing what they can to make it work for you first.”
05 Sep 2026

With the Wallet Wizard App, you can manage everything in one place. View and accept contracts, check your account details, track application status, upload documents, and see when you’re eligible for a redraw or credit limit increase, all from your mobile device.
Funds will be put into your account within minutes, 24 hours a day, subject to your bank supporting Osko payments. (including weekends and Public Holidays). To see if your bank supports Osko, click here.
You don’t need to worry about a thing. We’ll set-up automatic repayments either weekly, fortnightly or monthly by direct debit that coincide with your pay cycle. The money will come out of your bank account on the day that repayments are due.
You can also make additional repayments whenever you want to pay off your balance faster.
There are no nasty surprises. Check out our costs here. Everything is laid out in your contract so you’ll always know exactly what to expect.