Need a new fridge? – Fast Cash Loans

Need a new appliance! Wallet Wizard is here, Smart Loans up to $8000

Trusted by hundreds of thousands of Aussies

At some point you may find yourself with an unexpected expense – like needing a new fridge – and you quickly need a way to pay for it.

Wallet Wizard is a fast and simple solution when you temporarily run short of cash. We’ve made access to cash simpler for amounts from $500 to $8000.*

What makes Wallet Wizard different from other short term loans?

We take the time to understand your current circumstances and make sure the amount you borrow is within your ability to meet the repayments.

Wallet Wizard does not have any upfront or ongoing hidden fees or charges - just a single interest rate so you know exactly how much you’re going to be up for in repayments.

Not only will you pay less with Wallet Wizard (check it out) than you will elsewhere but with our Smart Loan you can apply for as little as $500 or as much as $8000.

As you pay off your account balance and credit becomes available, you can apply to access more cash in just a few quick steps via the online Members’ Area.

Apply for your fast Smart Loan in 3 easy steps

Complete a fast easy online application
Watch our clever loan engine work its magic to suit your circumstances
Get your money nice and quick

Wallet Wizard is NOT a Payday loan

The Stop the Debt Trap Alliance Report from November 2019 defined a Payday loan as follows:

“A Payday loan (also known as small amount credit contracts or SACCs) are high cost fast loans of up to $2000 paid back over a period of 16 days to 12 months.

“These loans are high cost because you can be charged a number of significant fees on top of the original loan"

“Equivalent annual interest rates for these loans can vary anywhere between 112.1% up to as high as 407.6%"

Unlike many other lenders Wallet Wizard has no upfront fees or ongoing fees – just a single interest rate where you only pay interest on the unpaid balance.

What is the interest rate?

The Annual Percentage Rate (APR) for new loans effective from 08/12/2016 is 47.8%. This is a comparison rate of 47.8%pa.

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*credit eligibility criteria apply

We’ve got you covered

Taking a break? Buying a new car? Or just need some emergency cash? Wallet Wizard is here when you need fast and easy access to cash. Compare us and see how you pay less than you will elsewhere. We’ve made access to cash simpler and cheaper. So apply now and get on with enjoying life.

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Need someone to talk to?

1300 925 538 1300 925 538

Credit Corp Financial Services Pty Limited trading as Wallet Wizard ABN 39 146 525 706 Australian Credit Licence 400871

Design and Distribution Obligations
As a responsible issuer and distributor of financial products, Wallet Wizard designs its products so they are likely to be consistent with the likely objectives, financial situations and needs of the consumers for whom they are intended, and takes steps to ensure that consumers are receiving products that are likely to be consistent with their likely objectives, financial situation and needs. We have prepared a Target Market Determination in accordance with the Design and Distribution Obligations under Pt 7.8A of the Corporations Act 2001. A copy may be obtained free of charge by writing to us at PO Box 4475, Sydney, NSW, 2001, emailing us at hello@walletwizard.com.au, or calling us toll free on 1300 925 538.

We acknowledge the Traditional Custodians of the land on which we work and live and their connection to land, sea and community. We pay our respect to their Elders past and present, and extend that respect to all Aboriginal and Torres Strait Islander peoples today.

Member of the Australian Financial Complaints Authority

Smart Loan Anytime, Anywhere