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Smart Loan Anytime, Anywhere

Access available credit in just a few taps!

Quick applications and fast decisions.

Wallet Wizard is the best choice for accessing cash fast.

Personal Loans: Wallet Wizard Line of Credit

Get up to $5000 fast

Taking a break? Buying a new car? Or just need some emergency cash? Wallet Wizard is here when you need fast and easy access to cash.

A Wallet Wizard Smart Loan is fast, secure and you can apply for up to $5000

How does it work?

Wallet Wizard will give you:

  • Complete transparency and no hidden fees
  • A super-fast and easy online application process – no messy paperwork
  • A clever automated decisioning system that figures out if you are approved and for how much
  • Fast ongoing access to your available credit by redraw
  • Superior rock solid security you can trust

How to get a Wallet Wizard Line of Credit (Personal Loan)

All you need is

  • Your internet banking details
  • Two types of identification (choose from your driver’s license, Medicare card or passport number)
  • Your BSB and bank account number (so we know where to deposit your money)
  • Plus all the usual stuff like your name, date of birth, address, employment information and details of your other loans and expenses

How much does it cost?

There are no nasty surprises – everything is laid out in the contract so you’ll always know.

Whilst many lenders charge large upfront fees and monthly flat fees, with Wallet Wizard you just pay interest on the unpaid balance.

Our simple approach extends to our fees:

  • Annual fee $0
  • Service Fee $0
  • Credit Limit increase fee $0
  • Over Limit Fee $0
  • Manual payment fee $0

Late fees of $10 apply for a direct debit reversal but we won’t charge this if you get in touch with us first in accordance with the terms of your Direct Debit Request.

You will always be in the Know

To make sure you’re prepared for your repayment we will notify you via SMS and by emailing your statement to you 3 days before your payment is due to be debited from your nominated bank account.

Extra Repayments

You can of course make extra repayments whenever you want to and pay off your balance fast without any additional charge or early repayment fees.

What is the interest rate?

The Annual Percentage Rate (APR) for new loans effective from 08/12/2016 is 47.8%. This is a comparison rate of 47.8% pa.

 

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