Access available credit in just a few taps!
Quick applications and fast decisions.
Wallet Wizard is the best choice for accessing cash fast.
We all know how expensive it is living in Sydney – and when unexpected expenses stretch your available funds it’s good to know that Wallet Wizard has a simple and fast application process for loans from $500 to $8000.
Not only will you pay less with Wallet Wizard (check it out) than you will elsewhere, but with our Smart Loan you can apply for as little as $500 or as much as $8000.
As you pay off your account balance and credit becomes available, you can apply to access more cash in just a few quick steps via the online Members’ Area.
The Stop the Debt Trap Alliance Report from November 2019 defined a Payday loan as follows:
“A Payday loan (also known as small amount credit contracts or SACCs) are high cost fast loans of up to $2000 paid back over a period of 16 days to 12 months.
“These loans are high cost because you can be charged a number of significant fees on top of the original loan"
“Equivalent annual interest rates for these loans can vary anywhere between 112.1% up to as high as 407.6%"
Unlike many other lenders Wallet Wizard has no upfront fees or ongoing fees – just a single interest rate where you only pay interest on the unpaid balance.
The Annual Percentage Rate (APR) for new loans effective from 08/12/2016 is 47.8%. This is a comparison rate of 47.8%pa.