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Wallet Wizard is the best choice for accessing cash fast.

Wallet Wizard – Redraw available credit

A Wallet Wizard line of credit provides flexibility for you to access your available credit when you’re eligible – unlike a small amount credit contract (SACC) or payday loan which charges 20% of the principal loan amount whenever you take out a payday loan.

What is a Credit Limit?

A credit limit is the maximum amount of credit we agree to make available to you under a contract with us. The amount is based on our assessment of your situation and income. We will either approve your request or offer a credit limit that is right for you.

What is my available credit?

Available credit is the difference between your credit limit and your current account balance. Your current account balance is the amount owing to Wallet Wizard.

How can I access my available credit?

You can log in to the Wallet Wizard Members’ Area any time to see if you’re eligible to apply to access your available credit. Once you’re eligible to apply, all you have to do is submit a redraw application via the instructions in the Members’ Area for a quick decision. It’s super-fast and easy!*

When can I request more cash?

When you have a Smart Loan you will be eligible to apply for access to your available credit. The amount you request cannot be less than the Minimum Redraw Request Amount (this is the lower of $500 or 25% of your credit limit).

Can I increase my credit Limit?

We lend up to $5000. You can log in to the Wallet Wizard Members’ Area anytime to see if you’re eligible to apply for an increase to your credit limit. If you are eligible, you can apply by following the simple instructions in the Members’ Area for a fast assessment and decision.

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*credit eligibility criteria apply